What Happens If A Car Accident Was Not Your Fault?

Attorney Coby L. Wooten fights the insurance companies for you

You’ve been hurt in a car accident. You are being treated for your injuries and the medical bills are starting to come in. Now you have to deal with the insurance companies. If you were injured in an accident that wasn’t your fault, you shouldn’t have to pay anything, but it’s not that simple.

If insurance companies had their way, they’d pay you as little as possible. They always have their eye on their bottom line and look for ways to keep payments low. They have many tactics they use to try to limit your compensation. One tactic is to try to blame you for causing the accident. Coby L. Wooten, Attorney at Law, P.C. helps you fight back.

Who pays for a car accident that wasn’t your fault?

If you’re wondering who pays for your medical bills and other costs, it depends on the situation, but in Texas, the general rule is that the at-fault driver (and their insurance company) pays. Your damages can be covered through an insurance claim or a lawsuit.

When determining compensation for a car accident claim, Texas uses a modified comparative fault system. If one party is determined to be more than 50 percent at fault for an accident, that party can’t recover any compensation.

So, even if you were injured in an accident that you believe wasn’t your fault, the insurance company can try to find you partially at fault. This can affect the amount of compensation you can recover. For example, suppose a jury awards you $100,000 in damages but finds that you were 30 percent at fault for the accident. That means you could only recover $70,000.

An experienced attorney who knows how to handle insurance companies

The insurance companies are very familiar with the modified comparative fault system and know how to use it to their advantage. They have investigators who examine your accident very closely. The insurance company looks for ways to claim that the accident was partially your fault so they can pay you less. That’s why you should get a lawyer for a car accident that wasn’t your fault.

Attorney Coby L. Wooten knows how the system works, too. He’s been fighting insurance company attempts to take advantage of his clients since 1996. He has won sizable verdicts and negotiated favorable settlements for his clients who have been injured in car accidents that weren’t their fault.

Our firm focuses on the facts. We also have investigators, and they know where to look for evidence that the other driver was negligent. For example, the other driver may have been speeding, driving recklessly, texting, talking on the phone, or was falling asleep at the wheel. We have experience dealing with all types of car accidents, including accidents involving rental or leased vehicles.

Our investigators carefully review accident reports and medical records. We identify witnesses to the accident and interview them. If needed, Coby L. Wooten consults accident reconstruction experts and other specialists who can help us understand how the accident happened.

Determined to get you the best results

Attorney Coby L. Wooten knows how to build strong cases that prove you were not at fault for the accident that left you injured. He fights for the compensation you deserve. That includes compensation for current and future medical expenses related to your injuries, lost wages if you couldn’t work and other damages, such as pain and suffering.

If you’ve been hurt in an accident that wasn’t your fault, it’s important to get legal advice as soon as possible. Under the law, you have two years from the date of your accident to take legal action. Over time, however, valuable evidence can be lost or destroyed, and the memories of witnesses can fade.

If you’re wondering what to do, take the first step to protect your rights today. Contact us to schedule a free case evaluation with attorney Coby L. Wooten. He is ready to fight for the compensation you deserve.